Payment Gateways versus EFTPOS

There are similarities and differences between payment gateways and EFTPOS integration. The following table summarises the most significant of these.

Description	EFTPOS	Gateway
Examples	PC EFTPOS, Syncho, Ingenico	DPS
Selectable by payment type	Yes	Yes
Handles EFTPOS cards (cash/direct debit cards with cash out capability)	Yes	No
Handles credit cards (Visa, MasterCard etc)	Yes	Yes
Stringent recovery procedures	Yes	No
Software interface for Settlement process	Yes	No - manual via separate web interface
Enabled for each workstation	Yes (Existing)	Yes (New)
Via Computer profile	EFTPOS Client Interface	Payment Gateway
Requires Pin-pad or other special hardware at the workstation. Can also require EFT vendor software installed at workstation	Yes Pin-pad device / Software	No
Requires a server software service somewhere on the LAN	Yes	Yes
Can provide multiple server to Aquirer connection methods	Yes - Dial, TCP/IP etc	No - TCP/IP only
Authentication details and configuration set in third party software / hardware interface	Yes	No - required in DB.